Sitting On A Nest Egg But
Don't Have A W2?

You may qualify for an
Asset Depletion Loan

We Shop Around For The Best Asset Depletion Loan Program For Your Situation

We have some good news

What is an Asset Depletion Loan?

Asset Depletion Loan is a way to qualify for a mortgage when you don't have a W2 income however you do have significant liquid assets.

Perfect for entrepreneurs and retirees

Great for entrepreneurs post exit, retirees who want to stay retired, entrepreneurs with savvy corp structures

Qualify using your liquid assets

Stocks, Bonds, Mutual Funds, IRA’s, 401k’s, Certificate of Deposits (CD’s), Money Market Accounts, Cash

No Max Loan Size

Creative financing so you tell us how much mortgage you need.

No Tax Records

Programs made so you can keep taking advantage of tax write offs.

Here's How It Works

Answer a few questions

Tell us a little bit about where you are in the process so we can find the right lender.

We find your lender

Our brokers work with over 15 lenders and multiple programs. It can get pretty complicated so we make it easy for you.

Jump on a call

One of our brokers will jump on a call with you to discuss your mortgage options, rates and down payment requirements.

Ready To Qualify Without Taxes?

Talk to an expert who can qualify you and close in the next 30 days.

The Last Company You Need to Call.

We find the top 1% of mortgage brokers so you don't have to.

cam smith.jpeg

Navigating the mortgage process as an entrepreneur can be a massive pain. Within a few minutes, the team at Selfem connected me with a broker who actually understood the financial situation of small business owners and provided several mortgage options for us. A huge win!

Cameron Smith - The Eddyline Company

Tired Of Rejection From Lenders?

Talk to an expert who can qualify you and close in the next 30 days.

You're in great company.

See what your clients say about us

selfem testimonial one

As a startup founder, getting a mortgage was a nightmare. Selfem connected me with a mortgage broker who understood my situation.

Usman Shabbir - Founder at Parallel
selfem testimonial two

Selfem connected me with a specialized mortgage broker who patiently walked me through a variety of mortgage programs with reasonable rates that I hadn't known about. I'd recommend using Selfem for their speed, attention to detail and desire to serve.

Richard Gayler - @howdoibuildthis

Who You'll Work With

We connect you with the best.

>$500MMortgages Closed
+ 15 YearsExperience
Top 1%Loan Officers

Ready For A Better Mortgage Experience?

Talk to an expert who can qualify you and close in the next 30 days.

andrew finn.jpeg

Getting a mortgage is a nightmare for entrepreneurs, and you realize that as far as the traditional financial system goes, you're riding in steerage.

Andrew Finn - G64 Ventures